What is a Flex Loan?
Life is unpredictable. Sometimes things happen and it can be hard to make ends meet until your next payday. No matter what situation arises, our goal is to get you the cash you need. Unlike Title Loans or Payday Loans, a Flex Loan allows you to establish an open line of credit. What this means is that you may come back for cash advances at any time, up to your credit limit, without having to reapply. You may be approved for a credit line anywhere from $25 - $4,000. We offer Flex Loans at our retail location at 9218 Dayton Pike in Soddy Daisy, Tennessee.
It’s really simple. Your payment will be due once a month. Your first bill will be due approximately 25 days after the origination of the loan. As a courtesy, your first bill will be a partial bill, requiring you to only pay your state mandated Principal Reduction. From there on, you have the option to pay the minimum payment or you may pay an additional amount, which will help you pay off your balance sooner. There are never any late fees. As you pay down your balance, you will have access to withdraw more cash advances, up to your credit limit.
A Cash It In Flex Loan puts you in complete control. You may pay off your loan early without being penalized, and we will keep your credit line open, allowing you to receive a cash advance in the future. Remember, you only pay fees and interest on the money you borrow, for the time you have it.
(Unused lines of credit may become dormant after 6 months.)